Commercial Auto Insurance

Liability coverage: This coverage pays for damages and injuries that you cause to others in an accident, including medical expenses and property damage. It also provides coverage for legal fees in the event of a lawsuit.

Physical damage coverage: This coverage pays for repairs or replacement of your commercial vehicles if they are damaged or destroyed in an accident, theft, or other covered events.

Uninsured/Underinsured motorist coverage: This coverage protects you in the event that you are in an accident with an uninsured or underinsured driver who is at fault. It can help cover your expenses for medical treatment, lost wages, and other damages.

Medical payments coverage: This coverage pays for medical expenses incurred by you or your passengers as a result of an accident, regardless of who is at fault.

Hired auto coverage: This coverage provides coverage for vehicles that are rented or leased for business use.

Non-owned auto coverage: This coverage provides coverage for accidents involving vehicles that are not owned by your business but are used in the course of your business operations.

These are the main coverages offered under a Commercial Auto insurance policy, and the specific coverages included can vary depending on the policy and the needs of the business. It is important for business owners to work with an insurance agent to determine the appropriate coverage for their specific needs.