Commercial Truck Insurance

Liability insurance: This coverage provides protection against claims made by third parties for property damage or bodily injury resulting from a trucking accident.

Cargo insurance: This coverage protects the shipment against loss or damage during transit.

Physical damage insurance: This coverage covers the cost of repairing or replacing the truck in case of an accident, theft, or other covered losses.

Bobtail insurance: This coverage provides protection for a truck when it is not carrying a load and is being used for personal purposes.

Non-trucking liability insurance: This coverage provides protection for a truck owner who is operating their vehicle for personal use, but is not carrying a load.

Trailer interchange insurance: This coverage provides protection for a trailer that is being used by another trucking company under a trailer interchange agreement.

Workers’ compensation insurance: This coverage provides benefits to employees who are injured on the job, including medical expenses and lost wages.

Umbrella insurance: This coverage provides additional liability coverage above and beyond the limits of the trucking company’s liability policy.

It’s important for trucking companies to consult with an insurance professional to determine the specific insurance coverages they need, as well as the appropriate coverage limits, based on the size and type of their operation.