General Liability Insurance

In simple terms, if a customer, vendor, or other third party suffers a loss or injury as a result of your business operations, General Liability insurance can help cover the costs of defending against a lawsuit and any associated damages. This can include medical expenses, legal fees, and other related costs.

For example, if a customer slips and falls in your store, General Liability insurance may help cover the costs of any medical treatment they require and any subsequent legal expenses if they decide to sue your business.

It’s important to note that General Liability insurance does not cover losses related to the products or services a business provides. For that, a separate policy called Product Liability insurance is required.